Part of being financially responsible is not wasting money. Every day, you make choices on how to spend your money, and each choice will either benefit you or it won't. It is important to think about everything you buy and all the money you spend. Do you really need to get the name brand frozen pizza, or will the store brand be just as good?
Some decisions are easy, it's hard to really tell much difference between one brand of bleach and the next, but some are harder. I personally don't like macaroni and cheese unless it's Kraft. I've tried other brands, and none have lived up to the quality of the name brand.
Every time you spend money, you need to think before you buy. It's really important to stop buying on impulse. A great article on So Over Debt describes a great process of determining if a purchase will really be good for you in the long run. This process goes for purchases of every size, whether it's a new car or a pack of gum.
Another great way to save money is to use coupons. I'm sure you've all heard of those extreme couponers who are able to save like 90% on their purchases. I wouldn't expect people to go that far, but if you're gonna go and buy a new toothbrush, there are coupons easily accessible across the internet for that and many other things.
Also, a lot of stores have some sort of savings club. One example is Kroger Plus, with that card you can save money on everyday purchases, and they'll even mail you coupons from time to time, plus they allow you to load electronic coupons on your card for later use. The program is free, and easy to use.
Now I'd like to ask, what do you do to save money from day-to-day?
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