So, the contract for my mobile phone is finally up and I was planning on buying a new one and changing carriers to save some money. But after doing some research I realized it wasn't the best move. A new phone would set me back a couple hundred dollars and I can't find a better plan with my existing carrier that is less expensive. I could buy a new phone, switch carriers, and save money month-to-month, but it would take me at least six months to pay off the phone from the savings I'd get. In the long term, it makes sense to do it, but in the short term, I'd have to put it on a credit card and would carry a balance for a little while until I got it paid off.
I do really want a new phone, and I could do it easily, but I don't really NEED a new phone. I used the lessons I learned earlier about smart spending and ran through the decision process. After much consideration and debate, there really aren't any phones out there at a decent price with a carrier I want. I could upgrade to something, it might be better, but the money spent wouldn't be worth as much because the upgrade wouldn't be as great.
I've had this phone for two years now, but the phones available at a price-point I'm willing to spend just aren't what I want. There's no way that I'm going to spend so much money on a phone that was released a year ago just to save a bit of money on my phone bill every month. Especially when there's probably going to be a whole new phone out there soon that I'd prefer. Only if there was a really good phone that just jumped out at me as the one I wanted would I consider going through with it at this point.
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