Here we go again, not a whole lot is different though.
I have been procrastinating with the FSA but really need to get around to spending that money.
I now have $3,804.17 in savings for down payment and closing costs.
My Credit Sesame score has not fluctuated from 754.
Also my Credit Karma score hasn't changed from 766.
I've also been putting off applying for a mortgage, but I WILL do that next week! You betcha!
Showing posts with label score. Show all posts
Showing posts with label score. Show all posts
Friday, February 24, 2012
Friday, February 10, 2012
One more Friday
So here we are again, time to look at where I stand in relation to where I'm going.
I've still not touched that FSA and really need to get something done with the $358 in there.
I now have $3,754.17 in savings for down payment and closing costs.
My Credit Sesame score has gone down, it is now at 754. I don't know exactly why, but it might have to do with the recent credit card I started a couple months ago. I'm not sure exactly how quickly things like that affect the score, but of the things they list that may affect it. I'm still over 740, which is good. I also had a decent amount of debt on one credit card, which may have also decreased my score, but that has been paid down decently by now.
I just signed up for a new service Credit Karma, and my score listed there is 766 which is great! This score seems similar to the Credit Sesame score, and I think it is pretty close to an official credit score.
I spoke to my first lender yesterday! I haven't filled out any paperwork yet, because I'm waiting to hear back from my friend about how I should do this, but I'm at least on my way!
I've still not touched that FSA and really need to get something done with the $358 in there.
I now have $3,754.17 in savings for down payment and closing costs.
My Credit Sesame score has gone down, it is now at 754. I don't know exactly why, but it might have to do with the recent credit card I started a couple months ago. I'm not sure exactly how quickly things like that affect the score, but of the things they list that may affect it. I'm still over 740, which is good. I also had a decent amount of debt on one credit card, which may have also decreased my score, but that has been paid down decently by now.
I just signed up for a new service Credit Karma, and my score listed there is 766 which is great! This score seems similar to the Credit Sesame score, and I think it is pretty close to an official credit score.
I spoke to my first lender yesterday! I haven't filled out any paperwork yet, because I'm waiting to hear back from my friend about how I should do this, but I'm at least on my way!
Friday, January 27, 2012
Friday already?
So, it's Friday again, and it's time to give you guys an update on where I am.
I still have that $358 in my FSA from last year, and I have been lazy about spending it, but I have until March, so I've got time.
I've now have $703.54 saved for the house fund.
Turns out that my tax refund is now expected this upcoming Wednesday.
My credit sesame score is holding steady at 772, but that's partly because it only updates once a month.
I have not contacted any lenders about a mortgage, or any realtors about finding a house yet. I did talk to a friend about the upcoming process and gained a little insight.
I have also been able to use the sharing option on Credit Sesame, you can see my badge at the bottom of the column on the right.
I still have that $358 in my FSA from last year, and I have been lazy about spending it, but I have until March, so I've got time.
I've now have $703.54 saved for the house fund.
Turns out that my tax refund is now expected this upcoming Wednesday.
My credit sesame score is holding steady at 772, but that's partly because it only updates once a month.
I have not contacted any lenders about a mortgage, or any realtors about finding a house yet. I did talk to a friend about the upcoming process and gained a little insight.
I have also been able to use the sharing option on Credit Sesame, you can see my badge at the bottom of the column on the right.
Tuesday, January 10, 2012
Credit Sesame Review
I figure I'd start off reviewing my suggested links with Credit Sesame. This site will allow you to track your current rating. It gives you a score on par with your FICO score, ranging from 300-850, although I do not believe the score it gives is actually your FICO score. It will update you monthly on your score, as well as changes over time in your score. With this site, it will also give you recommendations and ideas on how to save money and improve your credit. It also gives you a list of factors that may impact your score and possible ways to improve.
Along with all this, they offer badges, based on your credit, that you can share to "promote your financial responsibility and showcase your good credit standing". Unfortunately, at this time the sharing isn't working so I can't show you my badge, but when it's back up and working, you'll be able to see I've earned the Excellent Badge.
Along with all this, they offer badges, based on your credit, that you can share to "promote your financial responsibility and showcase your good credit standing". Unfortunately, at this time the sharing isn't working so I can't show you my badge, but when it's back up and working, you'll be able to see I've earned the Excellent Badge.
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